How do I join?

Joining is Easy

To be eligible for membership of New Ross Credit Union Limited you must be living or working within our common bond area. The common bond is the factor which unites all the members of New Ross Credit Union Limited — it is what all members have in common i.e. where they live/work. Because of the common bond, all members have the good of their credit union at heart; they know and trust each other.

Call in to any of our offices if you meet the eligibility criteria, a member of our friendly staff will go through your application with you.

You need to present 3 separate forms of identification to join and a minimum of €6 is needed to open an account and keep it activated.

 

  • Proof of ID

Evidence of Identification (must show proof of date of birth & recent photo):-
– Current Valid Passport
– Current Valid Driving Licence
– Current Valid National Identity Card
– ML10 form with photo and signed by a member of An Garda Siochana
– Age Card issued by An Garda Siochana with birth certificate (up to age 25)
– Birth Certificate with parents’ ID (Under 16). See Junior Account Requirements.

 

  • Proof of Address

Evidence of address must show address where you currently live and be dated within the last six months:-

– Original of recent Utility Bill
– Original Recent Bank/Credit Card Statement
– Official Government/local authority correspondence
– Household or Motor Insurance Certificate/Policy

Please note – Parents address verification will suffice for children under 16. See Junior Account Requirements.

 

  • Evidence of your PPS Number

– Any revenue documentation (Pension Book, P60, P45)
– Payslip
– European Health Insurance card
– Medical Card
– GP Visit card

Please note – we cannot currently accept the Irish Public Service Card for any of the above.

 

Members Monthly Draw

Draw takes place the first Friday of every month. €57 per year or €5 per month. Top prize of €10,000, Second prize €4000 and 6 x €1000 prizes to be won.

Student Bursary Scheme

9 awards of €1000 each and 2 awards of €500 each are awarded to the lucky winners.

Death Benefit Insurance

Gives members and their families added security & relief from financial worry especially at the time of bereavement. The Death Benefit insurance is currently €1,300.

Community Organisation

As well as contributing to the financial health of our members through savings and loans, the Credit Union is also involved in a huge range of community organisations

Online banking with 24/7 access to your funds.

You can view your accounts, transfer money to your bank account, lodge money into your account with your debit card, print statements and lots more.

No fees, Charges or Account Maintenance costs.

There are no transaction fees or hidden charges on savings (or loans).

Child
Documentation required: (Please see examples of documentation above)
1.Valid ID:
Birth Cert
Current Valid Passport
** (please refer to proof of guardianship below)

2.Proof of Child’s PPSN:
(Public Services Card NOT acceptable)

Parent/Guardian
3. Photographic Identification
4. Proof of address:

**Please note - Official proof of guardianship is required – if you are providing the child’s passport please note that the surname on the passport must match your surname on the address verification document and ID. If they do not match please provide us with the child’s birth cert/legal guardian document.

We Require 3 people to act as signatories on the account.
For each person we will require all of the below documentation. (Please see examples of documentation above)

1. Photographic Identification
2. Evidence of current residential address
3. Letter
(We require a letter outlining an agreement has been made to open an account, this letter must state the three officials on the account; Chairperson Secetary and Treasurer)

Both members need to be present when opening the account.
For each person we will require all of the below documentation. (Please see examples of documentation above)

1. Photographic Identification
2. Evidence of current residential address
3. PPS Number

To reactivate your account we need the following documentation: Please see examples of documentation above)

1. Photographic Identification
2. Evidence of current residential address

*Please note: There is no guarantee that a loan interest rebate or share dividend will be paid in future years.
Download a Membership form

Download a Membership form


Download a membership form from our website to bring with you to the office when opening your account. PLEASE NOTE - ACCOUNTS ARE OPENED BY APPOINTMENT ONLY AND ALL ID MUST BE ORIGINAL FORM ONLY. Please contact us to make an appointment today.

*New Ross Credit Union only pay Death Benefit Insurance on receipt of (a) The members Death Certificate and (b) Original Funeral Invoice. The insurance is paid to the person who paid the funeral bill and who has been invoiced accordingly. Note: Terms and Conditions Apply.

If you would like more information on becoming a member of New Ross Credit Union please contact us today.

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